If you are a salaried employee in Pakistan, understanding how much tax is deducted from your salary is crucial. Whether you are a filer or non-filer, your take-home salary can vary significantly.
Why It’s Important to Know Your Salary After Tax
Knowing your net salary helps you manage expenses, plan savings, and stay compliant with tax laws.
- 💡 Financial planning
- 📈 Budget forecasting
- 🧾 Tax compliance
Latest Income Tax Slabs for Salaried Individuals (FY 2024–25)
| Annual Income (PKR) | Tax Rate |
|---|---|
| Up to 600,000 | 0% |
| 600,001 – 1,200,000 | 5% |
| 1,200,001 – 2,400,000 | 30,000 + 10% of amount exceeding 1,200,000 |
| 2,400,001 – 3,600,000 | 150,000 + 15% of amount exceeding 2,400,000 |
| 3,600,001 – 6,000,000 | 330,000 + 20% of amount exceeding 3,600,000 |
| Above 6,000,000 | 810,000 + 25% of amount exceeding 6,000,000 |
Filer vs Non-Filer: What’s the Difference?
Filer means you’ve registered with FBR and filed your income tax return. Non-filers haven’t — and they pay more tax.
| Category | Filer | Non-Filer |
|---|---|---|
| Tax deduction | Lower | Higher |
| Bank tax | 0.6% | 1.0% |
Step-by-Step: How to Calculate Salary After Tax (2025)
Step 1: Identify Your Tax Slab
If your annual salary is PKR 1,800,000, it falls in the 1,200,001 – 2,400,000 range.
Step 2: Apply the Formula
Tax = 30,000 + 10% of (1,800,000 – 1,200,000) = PKR 90,000 per year.
Step 3: Find Monthly Deduction
90,000 ÷ 12 = PKR 7,500 per month
Online Tools to Calculate Your Salary After Tax
You can use these tools for quick estimates:
Tips to Reduce Your Tax Legally
Claim medical reimbursements
Invest in pension funds (VPS)
File as a tax filer to save more
Conclusion
Understanding your salary after tax helps you plan better and avoid surprises. Visit Tax to Salary for simple tools and salary guides.